If you’re expecting a $698 or $1,539 Social Security deposit in March 2025, you might be wondering who qualifies for these payments and when they will arrive. Social Security benefits are a vital source of income for retirees, disabled individuals, and survivors.
Understanding the payment schedule and eligibility requirements can help ensure you receive your benefits on time.
This guide will break down who qualifies for these payments, how Social Security benefits are calculated, and when you can expect your deposit in March 2025.
Payment
The Social Security Administration (SSA) determines benefit amounts based on work history, disability status, and spousal eligibility. The $698 and $1,539 deposits represent different categories of beneficiaries:
| Payment Amount | Who Receives It? |
|---|---|
| $698 | SSI recipients, spousal benefits, or retirees with a lower lifetime earning record |
| $1,539 | Average SSDI (Disability) payment for 2025 |
These figures are estimates and may vary depending on individual circumstances such as earnings history, cost-of-living adjustments (COLA), and benefit type.
Key Takeaways
- $698 & $1,539 deposits apply to specific Social Security recipients.
- SSI, SSDI, and lower-income retirees are among those who qualify.
- Payment dates are based on birth date and SSA guidelines.
- COLA for 2025 is 2.5%, increasing benefits slightly.
- Retirees receive an average of $1,976 per month in 2025.
Eligibility
The $698 and $1,539 Social Security payments apply to specific groups:
Who Gets $698?
- Supplemental Security Income (SSI) recipients with limited income.
- Spouses receiving Social Security benefits based on a partner’s earnings.
- Retirees with lower lifetime earnings who qualify for minimal Social Security payments.
Who Gets $1,539?
- Social Security Disability Insurance (SSDI) recipients who qualify based on previous work history.
- Retirees receiving early retirement benefits before Full Retirement Age (FRA).
Calculation
Several factors determine the Social Security check you receive each month.
How Your Social Security Benefits Are Calculated
| Factor | Impact on Benefits |
|---|---|
| Lifetime Earnings | Higher earnings increase benefits |
| Full Retirement Age (FRA) | Claiming before 67 reduces benefits |
| Disability Status | SSDI benefits based on work history |
| Spousal & Survivor Benefits | Spouses may receive up to 50% of their partner’s benefit |
| Cost-of-Living Adjustments (COLA) | 2025 COLA increase: 2.5% |
| Work Credits | 40 credits (10 years of work) required for retirement benefits |
| Taxable Earnings Limit | Earning above $22,320 may reduce benefits |
Payment
The SSA follows a strict schedule based on your birthdate.
March 2025 Social Security Payment Schedule
| Birth Date | Payment Date |
|---|---|
| 1st – 10th | March 12, 2025 (2nd Wednesday) |
| 11th – 20th | March 19, 2025 (3rd Wednesday) |
| 21st – 31st | March 26, 2025 (4th Wednesday) |
SSI Recipients
SSI payments are scheduled for March 1, 2025. However, since March 1 falls on a Saturday, SSI beneficiaries may receive their payments on Friday, February 28, 2025.
Special Cases
- If you started receiving Social Security before May 1997, your payment date is March 1.
- If you receive both SSI and Social Security, your Social Security check will arrive on March 1.
Checking
If you’re unsure about your payment date or amount, follow these steps:
How to Check Your Social Security Payment Status
- Log into your Social Security account – Visit ssa.gov/myaccount to check your payment details.
- Review your benefit statement – Your latest benefit letter will confirm your expected deposit amount.
- Verify direct deposit setup – Ensure your bank account details are correct to prevent delays.
- Call the SSA – Contact 1-800-772-1213 for official assistance.
- Use the Social Security app – Receive alerts about your deposit status directly on your phone.
By staying informed and tracking your payment details, you can ensure a smooth Social Security deposit process in March 2025.
