In 2025, over 1.4 million seniors receiving Supplemental Security Income (SSI) and Social Security benefits could see an increase of up to $967 in their monthly payments.
This boost comes from federal SSI increases and state-administered supplemental payments, which help seniors and disabled individuals keep up with the rising cost of living.
If you’re wondering whether you qualify, which states are offering extra benefits, and how to claim them, this guide covers all the details.
Understanding the 2025 SSI Benefit Increase
The Social Security Administration (SSA) adjusts SSI benefits annually based on inflation. The latest increase follows a rise in the Consumer Price Index (CPI) from the third quarter of 2022 to the third quarter of 2023.
2024 vs. 2025 Federal SSI Benefit Rates
| Year | Individual SSI Benefit | Couple SSI Benefit |
|---|---|---|
| 2024 | $943 per month | $1,415 per month |
| 2025 | $987 per month | $1,450 per month |
However, 25+ states offer additional state-funded SSI supplements, increasing the total benefit amount beyond these federal limits.
Which States Offer the Extra $967 in 2025?
Some states supplement SSI benefits, which means residents in these states receive higher payments than the federal minimum.
States That Pay and Administer Their Own SSI Supplements
The following 31 states provide additional SSI payments. Contact your state agency for specific payment details.
- Alabama
- Alaska
- Colorado
- Connecticut
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Minnesota
- Missouri
- Nebraska
- New Hampshire
- New Mexico
- New York
- North Carolina
- Ohio
- Oklahoma
- Oregon
- South Carolina
- South Dakota
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
Which States Do NOT Offer Extra SSI Payments?
Some states and territories do not provide additional SSI supplements. If you live in one of these states, you will receive only the federal SSI benefit.
| States Without SSI Supplements |
|---|
| Arizona |
| Arkansas |
| Mississippi |
| North Dakota |
| Tennessee |
| West Virginia |
| Northern Mariana Islands (Territory) |
States Where Social Security Administers the State SSI Supplement
In some states, the Social Security Administration (SSA) administers state-funded SSI supplements. If you live in these states, your state supplement will be added automatically to your federal SSI payment.
| States with SSA-Administered Supplements |
|---|
| California |
| Delaware |
| District of Columbia |
| Hawaii |
| Iowa |
| Michigan |
| Montana |
| Nevada |
| New Jersey |
| Pennsylvania |
| Rhode Island |
| Vermont |
Dual Administration States
Some states split their SSI supplement programs—Social Security handles certain payments while the state administers others. If you live in Delaware, Iowa, Michigan, Pennsylvania, or Rhode Island, check both the SSA and your state’s agency for full benefit details.
How Much Extra Can You Get?
The exact amount of the state SSI supplement varies based on your state, income, living arrangements, and marital status.
- Some states offer small extra amounts (e.g., $10–$50 per month)
- Other states provide larger boosts (e.g., $500+ for certain individuals)
- Couples and disabled individuals may receive higher payments
To check how much extra you qualify for, visit the SSA website or your state’s social services office.
How to Ensure You Receive the Maximum SSI Benefit in 2025
To get the full SSI benefit, follow these steps:
1. Verify Your Eligibility
- You must be 65 or older, blind, or disabled
- You must have limited income and resources
- You must be a U.S. citizen or legal resident
2. Check Your State’s SSI Supplement Program
- If your state offers extra payments, apply through your state’s Social Services Department
- If Social Security handles the payment, you should receive it automatically
3. Keep Your Records Updated
- Report income changes to Social Security and your state agency
- Update your address to avoid delayed payments
- Check for annual COLA increases to ensure your benefits adjust correctly
Common Issues and How to Resolve Them
| Problem | Solution |
|---|---|
| Not receiving full SSI benefit | Check state supplement eligibility |
| Payment delay | Update address & banking details with SSA |
| Income changes affecting SSI | Report income changes immediately to avoid overpayments |
| Denied SSI supplement | File an appeal with SSA or state agency |
Other Assistance Programs for SSI Recipients
If you receive SSI, you may also qualify for additional financial aid programs:
- Supplemental Nutrition Assistance Program (SNAP) – Helps with food costs
- Medicaid – Provides low-cost or free healthcare
- Low-Income Home Energy Assistance Program (LIHEAP) – Helps with heating & cooling bills
- Section 8 Housing Assistance – Reduces housing costs
Visit Benefits.gov to see all available programs in your state.
The 2025 SSI boost provides critical financial relief for low-income seniors and disabled individuals. If you live in a state that offers additional SSI payments, you could see a significant increase in your monthly benefits.
To ensure you receive the full $967 boost, check your state’s supplement program, keep your records updated, and explore other financial aid options.
