The Department for Work and Pensions (DWP) has confirmed an increase in Pension Credit for couples starting April 2025. This adjustment will raise weekly payments to £346.60, providing essential financial support for retired couples facing rising living costs.
The increase ensures pensioners can maintain financial stability and better manage their day-to-day expenses.
Pension Credit
Pension Credit is a government benefit designed to supplement the income of low-income pensioners. It guarantees a minimum income level, helping retirees cover essential costs. Pension Credit consists of two main parts:
- Guaranteed Credit – Ensures pensioners receive a minimum income.
- Savings Credit – Provides additional support for those with modest savings or pensions.
This benefit is separate from the State Pension and is available even if the recipient has not made sufficient National Insurance contributions.
Increase
Starting in April 2025, pensioners who qualify will receive an increased weekly Pension Credit payment of £346.60 per couple. This inflation-linked adjustment reflects the government’s commitment to supporting retirees during economic uncertainty.
| Payment Type | Current Amount (2024) | New Amount (April 2025) |
|---|---|---|
| Single Pensioner | £201.05 per week | £218.15 per week |
| Couples (Both Eligible) | £306.85 per week | £346.60 per week |
This £39.75 weekly increase for couples will help cover rising expenses such as food, utilities, and housing.
Eligibility
To qualify for Pension Credit, couples must meet these criteria:
- One partner must have reached State Pension age.
- Combined income must be below the Pension Credit threshold.
- Income sources considered include:
- State Pension
- Private pensions
- Savings and investments (above £10,000 may reduce eligibility)
- Other government benefits
Additional financial support is available for:
- Pensioners with disabilities
- Carers
- Those responsible for dependents
How to Apply
Applying for Pension Credit is simple and can be done in several ways:
- Online: Apply through the UK government portal at GOV.UK.
- By Phone: Call the Pension Credit claim line at 0800 99 1234.
- By Post: Download, complete, and mail a paper application form.
Successful claims can be backdated up to three months, ensuring pensioners do not miss out on financial support due to delays.
Benefits of Pension Credit
Beyond direct payments, Pension Credit provides access to additional benefits, including:
- Free NHS prescriptions, dental care, and eye tests
- Discounts on Council Tax
- Cold Weather Payments (£25 per week during extreme cold)
- Help with housing costs, such as rent or mortgage interest
Receiving Pension Credit can significantly improve financial security for retired couples, making it easier to afford everyday expenses.
The DWP’s decision to increase Pension Credit in April 2025 is a significant step toward helping low-income pensioners cope with rising costs.
With weekly payments rising to £346.60 for couples, eligible retirees will receive much-needed financial relief. Pensioners should check their eligibility and apply as soon as possible to access these vital funds.
